Check Your Options

Buy Your New Home With Confidence

Finding the right mortgage is one of the most important steps in buying a home. Mortgage Rates Today helps you explore home loan programs and compare information from multiple participating lenders so you can make a confident and informed decision. We make the process simple, transparent, and stress-free, whether you are a first-time buyer or a returning homeowner.

Explore Your Options

Why Homebuyers Choose to Finance Through Trusted Lenders

  • Access competitive interest rates by comparing programs from multiple lenders
  • Find the right loan type for your situation such as fixed-rate, adjustable-rate, FHA, or VA
  • Understand your true buying power before you shop for homes
  • Get matched with lenders who can guide you through pre-qualification and closing

How It Works

Tell us what you’re looking for

Share a few details about your goals, home type, and estimated budget.

Explore lender programs

We’ll help you compare purchase loan information from multiple participating lenders.

Choose with confidence

Review potential rates and terms before deciding which lender to contact with no credit impact.

Tell us what you’re looking for

Share a few details about your goals, home type, and estimated budget.

Explore lender programs

We’ll help you compare purchase loan information from multiple participating lenders.

Choose with confidence

Review potential rates and terms before deciding which lender to contact with no credit impact.
Explore Your Options

Frequently Asked Questions

1. Is Mortgage Rates Today a lender?

No. Mortgage Rates Today is not a lender or broker. We provide information and tools to help you compare purchase loan programs and connect with participating lenders. Loan approvals and rates are determined by the lenders directly.

You can start the pre-qualification process by being matched with participating lenders who will review your information. We do not issue pre-approvals or make credit decisions ourselves.

You can view information on several common programs, including Conventional, FHA, VA, and USDA home loans. Each program has different benefits, down payment requirements, and credit standards.
Down payment requirements vary by program and lender.
  • Conventional loans often require at least 3% to 5% down
  • FHA loans start at 3.5% for qualified borrowers
  • VA and USDA loans may offer 0% down options for eligible applicants
No. Comparing rates and programs through Mortgage Rates Today will not impact your credit. Only when you contact a specific lender and authorize a credit pull will an inquiry appear on your report.

Start Exploring Home Loan Options

Compare programs, rates, and lenders in one place.

Get matched with participating lenders today and take the next step toward homeownership.

No credit impact. No obligation. Just clear information and real choices.

Explore Your Options