Compare real offers from trusted lenders quickly, easily, and securely.Whether you are buying, refinancing, or exploring home loan options, Mortgage Rates Today connects you with participating lenders offering competitive rates.Our goal is to make comparing mortgage options simple, transparent, and stress free.Start your free rate comparison today. No credit impact and no obligation.
Explore Mortgage Options Designed for You
Finding the right mortgage doesn’t have to be complicated. Whether you’re refinancing, purchasing a home, or exploring government-backed programs, we provide the information and tools you need to compare loan options and connect with trusted lenders that fit your financial goals.
A Better Mortgage Experience
Fast, Simple, and Online
Real Information, Real Choices
Smarter Options, Greater Savings
Online and On Your Side
Simpler mortgage comparisons
Trusted lender network
Affordable, transparent options
Confidence Comes with Learning
Discover tools and insights that help you make informed mortgage decisions.
What Clients Say About Working With Us
“Mortgage Rates Today made comparing refinance options quick and easy. I found a lender that saved me hundreds a month.”
Marcus & Emily R.
“The site helped me understand different loan programs and connect with a lender that met my needs.”
Diane L.
“As a first-time buyer, I didn’t know where to start. This site made it simple to compare my options and connect with a lender that walked me through the process.”
Jennifer S
“I used Mortgage Rates Today to explore VA loan programs after retiring from the service. The information was clear, and I found a lender that fit my situation perfectly”
Robert T., U.S. Army Veteran
“I had been putting off refinancing, but this made it easy. Within a few minutes, I could see several options that matched my goals.”
Cynthia P.
“The process was transparent and simple. I liked being able to see different lenders side by side without feeling pressured.”
David M.
Frequently Asked Questions
1. Is Mortgage Rates Today a lender?
No. Mortgage Rates Today is not a lender or broker. We provide information and resources to help you compare mortgage and refinance options from participating lenders. Loan approvals, terms, and conditions are determined by the lenders directly.
2. Will checking mortgage rates affect my credit score?
No. Using our tools to compare mortgage or refinance options does not affect your credit score. You can explore lenders, rates, and programs without a credit inquiry or obligation.
3. How do I know which loan program is right for me?
Every borrower’s situation is different. We provide details on common mortgage programs such as FHA, VA, USDA, and Conventional loans to help you understand your options. Once you compare lenders, you can speak directly with one to find the program that best fits your needs.
4. Can I apply for a mortgage directly on this site?
No. The information you provide on our site is used to match you with participating lenders that can review your situation and offer loan options. We do not accept loan applications or make credit decisions.
5. Are all mortgage rates the same across lenders?
No. Rates and terms vary depending on each lender’s criteria, your credit profile, income, loan amount, and other factors. That’s why comparing offers from multiple lenders can help you find the most competitive option available to you.
Start Comparing Rates
Compare live mortgage rates, explore lender options, and connect with trusted professionals.
Get matched with participating lenders. No credit impact and no obligation.